Most people don’t know dental insurance operates on a calendar. The majority of plans have a “use it or lose it” policy, where unused benefits become annulled at the end of the year. Missing the deadline isn’t losing coverage – it’s leaving behind funds that could have kept you smiling. Understanding the deadline on dental benefits can prevent you from stress, protect your smile, and prevent you from creating unnecessary issues.
Dental plans usually cover preventive services like cleanings, exams, and X-rays. These are usually low-cost or free, but if you wait, those benefits disappear the instant the plan year starts anew. Most insured patients don’t exhaust their annual maximums, which leaves unused valuable coverage, the National Association of Dental Plans reports.
How the “Use It or Lose It” Rule Affects You
The concept is simple but valuable. If you have coverage remaining for the year, scheduling preventive care visits prior to your dental benefit end date enables you to get the most out of your plan. Forgetting to do this can result in minor issues, like early cavities or gum irritation, not being diagnosed until they require more expensive treatment.
Dental insurance is done on an annual basis, so you’ll want to know your dental insurance timeline. Review your dental coverage today and see what’s still under warranty. You might have room for routine cleanings, check-ups, or even some coverage for fillings and crowns. Getting it done early means you’ll take care of little issues before they become costly issues.
Planning Protects Your Smile
Scheduling your appointment early eliminates the hassle at the end of the year. Most dental clinics are fully booked during December, so it is more challenging to find a proper time. Booking now means convenience and the use of your remaining benefits.
Using your dental benefits smartly isn’t just a smart money decision – it’s good for you. Preventive care avoids pain, helps keep gums and teeth healthy, and keeps your smile in its best form. Remember that the “use it or lose it” policy applies to your dental benefits, so moving quickly before the deadline is essential.
Don’t Let Your Benefits Expire
Your deadline for dental benefits is near. Save your coverage and your teeth by making an appointment today. With Thrive Family Dentistry of Auburn, we can discuss what’s remaining on your benefits, assist you in planning any care you may need, and prevent you from losing out. Contact our office today and book your appointment before the end of the year.
